Terms of Use

Effective Date: June 2025

By accessing this website (the "Site"), you agree to the following terms:

01
Restricted Access

This Site is intended only for "Professional Investors" as defined under the Securities and Futures Ordinance (Cap. 571) of Hong Kong. If you are not a Professional Investor, please exit this Site immediately.

02
No Offer, No Advice

The information on this Site is for general information only and does not constitute:

- An offer to the public under the Companies (Winding Up and Miscellaneous Provisions) Ordinance (Cap. 32);
- Investment advice or recommendation;
- A solicitation for any transaction involving securities.

03
Intellectual Property

All content is owned by or licensed to xBank Labs. Unauthorized use or reproduction is prohibited.

04
Hong Kong Jurisdiction  

These Terms are governed by the laws of the Hong Kong SAR. Any dispute shall be subject to the exclusive jurisdiction of the Hong Kong courts.

Privacy Policy

Effective Date: June 2025

This Privacy Policy outlines our commitment under the Hong Kong Personal Data (Privacy) Ordinance (Cap. 486):

01
Collection of Personal Data  

We may collect your name, contact details, investor status, or preferences when you interact with the Site.

02
Purpose of Use  

Your data may be used to:

-Verify your Professional Investor status;
-Provide access to investment information;
-Send newsletters and product updates;
-Comply with legal and regulatory obligations under SFC.

03
Data Protection Measures  

We take appropriate technical and organizational measures to safeguard your data against unauthorized access, loss, or misuse.

04
Access and Correction Rights    

You have the right to request access or correction of your personal data under the PDPO.
Contact: hello@xbank-labs.com

05
 Third-Party Disclosure    

We will not disclose your data to any third party without your consent, except as required by law or to service providers under confidentiality.

06
Retention    

Data will be retained only as long as necessary for the purposes stated.

07
International Transfers    

If your data is transferred outside of Hong Kong, we ensure safeguards are in place in accordance with PDPO requirements.

Risk Disclosure

01
General Risk Warning

Investment involves risks. The funds and strategies presented on this website are:

-Not equivalent to bank deposits;
-Not protected by any deposit protection scheme (including the Hong Kong Deposit Protection Scheme)
-Not guaranteed in terms of capital preservation or returns

This website is intended for information purposes only and does not constitute:

-An offer to sell or a solicitation to buy any investment product
-Investment advice, legal advice, or a financial recommendation

02
Professional Investor Requirement

The products and information described are intended solely for Professional Investors, as defined under:

-Section 1 of Part 1 of Schedule 1 of the Securities and Futures Ordinance (Cap. 571)
-And any rules made under the SFC's Code of Conduct for Persons Licensed by or Registered with the Securities and Futures Commission

Retail investors should not access or rely on the information presented here.

03
Investment-Specific Risks

Private investment funds may carry significant risks, including but not limited to:

-Illiquidity: Units may not be redeemable or tradable on demand
-Leverage: Some strategies use borrowing, amplifying potential losses
-Valuation Uncertainty: Assets may not have an observable market price
-Market Volatility: Adverse market events can result in substantial loss
-Use of Derivatives or Non-listed Assets, which involve higher complexity

Past performance is not indicative of future results, and there is no guarantee of returns.

04
Due Diligence and Independent Advice

Investors are strongly encouraged to:

-Conduct their own risk assessment and due diligence
-Seek independent financial, legal, tax and regulatory advice
-Carefully read the relevant offering documents and disclosures before making any investment decision

05
Accuracy of Information

xBank Labs has made reasonable efforts to ensure the accuracy and reliability of the content on this website. However:

-No warranty is given regarding completeness, timeliness, or fitness for purpose
-xBank Labs shall not be liable for any direct or indirect loss arising from reliance on any content provided herein

Cookies Notice

We use cookies on this Site to:

-Improve user experience;
-Understand user behavior;
-Customize content delivery.

By continuing to browse, you consent to our use of cookies. You may opt out or configure your cookie settings in your browser at any time.

For more details, contact: hello@xbank-labs.com